JLG 860SJ Boom Lift Financing

The 860SJ is the 800S with a jib on top. Platform height jumps to 86 feet 8 inches, and that rotating jib adds roughly 6 feet of articulated reach above the primary boom. What that means on the job is reach over a parapet, around a column, or up and behind an obstacle that stops a straight telescopic cold. The machine weighs about 38,000 pounds in diesel trim, runs 4WD rough terrain, and carries a platform capacity of 500 pounds restricted and 1,000 pounds unrestricted. The combination of height and jib is why structural and cladding crews running eight-to-ten-story commercial projects tend to reach for the SJ variant over the standard 800S.

Pricing on used 860SJ units varies with hours and condition. Low-hour machines somewhere in the $100k–$150k band are common in the dealer market. High-hour examples somewhere in the $60k–$80k band show up regularly at auction. New machines are north of $175,000. All of those price points fall within our short-doc program when they are under about $400,000. We fund from $50,000 on up, B and C credit welcome, roughly two weeks to close on most deals.

The 860SJ sits at a price point where a boom lift lease sometimes makes more sense than an outright loan, particularly for contractors who do not want the maintenance exposure of a high-hour machine on their books long-term. A lease with a fair-market-value end option lets you walk away or upgrade after the term. We structure both loans and leases, and we can show you the payment difference before you commit.

Most telescopic booms top out with a fixed platform. The SJ suffix in JLG model nomenclature means Super Jib, a rotating articulating jib mounted above the main boom head. On the 860SJ, that jib rotates 130 degrees and tilts the platform to reach over obstacles that would require a full machine repositioning with a straight boom. The practical effect on a job site is fewer moves per shift, which translates directly into more work done in the same time.

For curtain-wall crews working behind a parapet at eight stories, the jib means the platform can reach up and over the edge to access the back face of the wall without the machine driving to a different pad. For structural steel crews handling connectors behind a beam, the same logic applies. The machine earns its higher price in reduced setup time on jobs where the geometry is complicated.

Steel erectors and window cleaning and facade restoration contractors are the primary users. Both industries work regularly with access angles that a straight boom cannot reach without repositioning, and both bill by the shift, so saved setup time is real money.

The application is short application. Attach recent operating bank statements. That is the full documentation package for deals under about $400,000. No tax returns, no CPA-prepared financials, no personal financial statements unless the business is very young or the credit picture requires it. We tell you upfront if we need more.

B and C credit applies here the same as anywhere in our program. A score in the 580 to 650 range with solid monthly deposits in the business account clears more often than people expect. We look at what the business actually generates, not just the number on the report. A contractor who had a rough two years but has been running clean revenue for the past twelve months is a different risk than the score alone suggests.

Startups and new businesses face a higher bar, but they are not automatically out. If the business is under two years old, a larger down payment or a co-borrower with established credit sometimes bridges the gap. Startup boom lift financing runs through a separate review process. Ask us about it if your company is young.

A new 860SJ comes with JLG's full warranty, the latest Tier 4 Final engine, and current telematics. The machine will not surprise you with a $15,000 hydraulic repair in month three. The payment is higher, but the maintenance budget is lower and more predictable. For a contractor who wants the machine earning immediately and cannot afford downtime, new iron is often the right call even at the higher price.

A used 860SJ at $75,000 with 3,000 hours carries more uncertainty, but the payment is substantially lower. If the machine goes into a well-resourced rental fleet with in-house maintenance, the risk is manageable. If it goes onto a single critical job site with no backup, the risk of an unplanned outage is higher. We fund both equally. Used boom lift financing runs the same process as new, and we do not penalize used deals with higher rates across the board. Used underwriting looks at the machine's condition and the deal structure more than a blanket age penalty.

The JLG 800S is the base version of this machine without the jib. It costs less, weighs a bit less, and works on jobs where straight reach is all you need. If you need to go higher than 86 feet, the JLG 1200SJP and JLG 1350SJP are the next steps up in the JLG straight-boom line, both carrying significantly more reach and height with proportionally larger machines and prices.

For coverage beyond JLG, 85-foot class boom lifts from Genie and Haulotte close through the same program. We fund the market, not a single brand, so if the right machine at the right price happens to be a competitor's model, bring it to us and we will work the deal.

App, statements, answer in about a day. New, used, private-party, or rental return. B and C credit welcome. We close in roughly two weeks so the machine goes to work on schedule.