JLG Boom Lift Financing
Financing Program
- Priced on the asset — platform height, hours, resale strength
- Application-only up to $500,000
- New, used, dealer, auction, or private party
- Numbers back the same business day
The Program
A JLG 800S delivers 80 feet of platform height and 46 feet of horizontal reach. That is enough to set glass on a six-story curtain wall without a crane. Machines in that class run $120,000 to $200,000 used, and the new 1000SJ sits well above $300,000. These are not impulse buys, and the right financing structure matters as much as the right boom configuration.
We fund JLG telescopic booms, articulating booms, ultra booms, and towable models from $50,000 on up, new or used, and we close in about roughly two weeks. Short-doc up to $400,000, so you are not pulling tax returns together for a straight S-series purchase. B and C credit considered. If you run a credible operation and the iron makes sense, we can usually get it done.
JLG is the largest aerial lift manufacturer in the world by production volume, and the used market reflects it. There are more used telescopic boom lifts with JLG decals than any other brand, which means pricing is predictable and residual values hold reasonably well on low-hour machines. That secondary market depth works in your favor when we structure the deal, because the collateral is real.
JLG's telescopic S-series runs from the 340AJ at 34 feet up through the 1350SJP at 135 feet. The mid-range machines, the 600S, 660SJ, 800S, and 860SJ, do the heaviest volume in the rental and contractor market because they cover the 60- to 86-foot height range where most commercial construction and industrial maintenance work lives.
The Ultra series, the 1200SJP and 1350SJP, are specialty iron. They run $400,000 or more new and require four-wheel drive, outriggers, and careful ground-bearing attention. Buyers in that tier are usually large rental houses or contractors with permanent work at height. We fund those units on the same short-doc structure if you are under $400,000 total, or we move to a full underwrite above that threshold.
JLG's articulating line, the 450AJ, 600AJ, 800AJ, and 1250AJP, earns its place on jobs with overhead obstructions and work-under-structure requirements. The knuckle geometry gets the platform into spaces a straight boom cannot reach. Articulating boom lift financing on JLG machines follows the same structure as the telescopic line, same floor, same credit tolerance, same timeline.
Towable JLG units, the T350 and T500J, are a different buyer profile entirely. Lighter, trailer-towed, self-propelled once you drop the tongue, they serve electrical contractors, sign companies, and tree crews who move the machine between jobs daily. Used T-series units can clear $50,000 easily, which puts them comfortably in our funding range.
A new JLG from a dealer comes with the factory warranty and current Tier 4 Final emissions compliance. That matters if you are buying into a jurisdiction with strict emissions rules or if downtime risk is something you price carefully. New also gives you the current SkyPower telematics package, which the rental market increasingly expects on machines going out on long-term placements.
Used JLG machines priced under $100,000 and under five years old are the sweet spot of the secondary market. You can find 660SJ units with under 2,000 hours for $90,000 to $130,000, already compliant and ready to work. That range sits right in our sweet spot for used boom lift financing, and the transaction moves fast because the collateral is well-established.
Machines over ten years old or over 5,000 hours shift the underwrite. We still fund them, but we look more carefully at the service history and may structure a shorter term or a larger down payment depending on the condition. If you are buying from a private party rather than a dealer, that is fine too, we handle private-party purchase financing on JLG equipment the same way we handle dealer transactions.
If you own a JLG free and clear, or with only a small balance remaining, a sale-leaseback turns that equity into operating capital without selling the machine. We buy the boom from you at fair market value, lease it back to you on terms that keep it in your yard and in your workflow, and you get cash in the account in about two weeks.
That structure works particularly well for contractors who bought JLG machines at peak demand and now want to redeploy that capital into a second unit, a new project, or a slow-season cash cushion. The boom stays on your jobsite. The equity goes to work somewhere else.
Cash-out refinancing is the other path. If you financed a JLG and have paid the balance down meaningfully, a boom lift sale-leaseback or a straight refinance can pull that difference as cash while resetting the payment to a number that fits your current revenue. We structure both options and can show you the numbers on either before you commit.
Equipment rental companies are the biggest buyers of JLG booms in volume. They value JLG's parts availability and the brand recognition that makes customers comfortable renting the unit. A rental company adding to fleet often benefits from our boom lift leasing structure rather than a straight loan, because the lease payment lines up better with rental revenue and preserves capital for other units.
General contractors and specialty subs, particularly steel erectors and structural contractors, buy JLG S-series machines because they hold up under the hard use of structural work. These buyers often prefer an equipment loan over a lease because they want ownership and the depreciation benefit under Section 179.
Electrical contractors running long-term service contracts at industrial facilities and hospitals are another strong JLG buyer. They value the reliability of a major brand and the nationwide dealer network for service. JLG's 23-plus year relationship with Oshkosh Corporation has kept the dealer infrastructure solid across the country.
Tell us the model, the year, and the price. We will come back with a structure in a day, not a week, and close the whole deal inside two weeks. $50,000 floor, short-doc to $400,000, B and C credit welcome. Call or apply online and get your JLG funded.
Common Questions
Can I finance a JLG boom lift with a credit score in the low 600s?
Yes. We consider B and C credit across the board. The underwrite leans on the machine's value, your bank statements showing operating revenue, and the overall picture of your business, not just the score. Low 600s with solid cash flow gets funded more often than not.
Do you finance JLG booms bought at auction?
We do, including units purchased through IronPlanet, Ritchie Bros., and similar platforms. You will need the auction receipt and bill of sale. Private-party and auction purchases run the same process as dealer transactions on our end.
What documents do I need to finance a JLG over $100,000?
For short-doc deals up to $400,000, we need the completed application, recent operating bank statements, and the machine details (year, model, hours, seller). Full financials are not required at that level unless the credit profile or deal structure calls for them.
Can I refinance a JLG I already financed through another lender?
Yes. If you have equity in the machine, we can refinance the remaining balance, which may lower your payment or free up cash. If the machine is paid off, a sale-leaseback is the faster path to pulling that equity out while keeping the boom in service.
How long does it take to get funded on a JLG boom lift?
Many files fund inside roughly two weeks from application. Straightforward short-doc transactions on machines with clean titles and standard documentation often move faster. The main variable is how quickly we can get recent bank statements from you.

