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Jlg 660Sj Boom Lift Financing

JLG 660SJ Boom Lift Financing

Financing Program

  • Priced on the asset — platform height, hours, resale strength
  • Application-only up to $500,000
  • New, used, dealer, auction, or private party
  • Numbers back the same business day

Get a Quote

The Program

A 660SJ gets you 65 feet of platform and 57 feet of outreach. That extra five feet over the standard 60-foot class is not a rounding error. It is the difference between reaching the top of a 55-foot curtain wall in one setup or repositioning twice. The machine runs a Deutz diesel in most configurations and weighs around 32,600 pounds, which keeps it on a standard lowboy in most states without oversized permits. Four-wheel drive and rough-terrain tires handle the unpaved staging conditions that commercial sites almost always have in the first months of a build.

Used 660SJ units trade anywhere from the upper $40,000s on high-hour machines to $120,000 or more for recent low-hour examples. New machines list somewhere in the $130k–$160k band depending on configuration. Both price points fall cleanly into our program. We fund from $50,000 up, short-doc to around $400,000, and we close in roughly two weeks. Recent bank statements and the one-page app is what most deals require. B and C credit clears the majority of the time.

If you own a 660SJ that is paid off or has equity in it, a boom lift sale-leaseback pulls that equity to working capital without selling the machine. If you are buying, a standard equipment loan puts you on title from day one. We fund both the same way and on the same timeline.

Platform height 65 feet 2 inches. Working height 71 feet 2 inches. Horizontal outreach 57 feet. Those numbers matter on a steel bid because you are estimating setup moves against them. Each repositioning costs a crew thirty minutes or more in drive time and leveling. A machine that reaches 57 feet out from the pad eliminates setups that a 50-foot outreach machine would require.

Platform capacity on the 660SJ is 500 pounds restricted and 1,000 pounds unrestricted. A two-person crew with tools and materials fits. The jib on upper-end configurations gives you an additional 4 feet of articulation above the main boom, which lets the operator tuck under a parapet to set a beam without repositioning the whole machine. Turntable rotation is 360 degrees continuous, so the operator swings to the load without moving the chassis.

Steel erectors, mechanical and HVAC contractors running rooftop equipment, and electrical contractors doing commercial switchgear work all use the 660SJ. The outreach lets them reach equipment over setbacks and parapet walls without staging a second lift.

A used 660SJ at $75,000 on a five-year term with typical commercial equipment rates runs a monthly payment most production contractors can clear off a single month of billings. A new machine at $145,000 runs proportionally higher, but the warranty coverage offsets the unplanned maintenance risk that a high-hour used machine carries. Neither number requires a huge down payment; we structure most deals at 10 to 15 percent down, sometimes less depending on credit profile and deal structure.

We do not quote rates here because equipment finance rates move with the market and vary by credit tier, deal size, and term. What we can say is that our deals are structured around what the machine can actually earn, not around a rate card. If you want to run different term lengths to see how the payment shifts, we do that during the approval conversation.

For buyers looking at a fleet of 660SJ units, an equipment line of credit may be more practical than individual deals. A line lets you pull machines as needed without reapplying each time. We set those up for rental yards and larger GC fleets regularly.

Two situations come up regularly with machines that are already in someone's fleet. First, the owner financed the 660SJ a few years ago at a high rate and wants a lower payment. Boom lift refinancing can restructure the balance at current market terms, sometimes meaningfully reducing the monthly cost. Second, the owner paid cash for the machine or paid it off, and the equity is sitting dormant. A sale-leaseback turns that equity into operating cash without disrupting the machine's work schedule.

Both situations run through the same process as a new purchase. App, three months of statements, two weeks to close. The machine's remaining value is part of what we underwrite on a refi; on a leaseback, we negotiate the buy-back value with you straight through. We do not force distressed valuations.

If your jobs are pushing past 65 feet, the JLG 800S adds 15 feet of platform height and broader outreach. It closes through the same program at a higher ticket. If your crews need up-and-over capability rather than straight reach, the JLG 800AJ articulating boom adds a full knuckle section and jib above a primary boom of comparable height. Both machines handle rough-terrain conditions on the same 4WD platform as the 660SJ.

The full JLG boom lift lineup runs from the small 40-foot articulating machines to the 1350SJP at the top of the range. We fund every model in that lineup on the same program. You are not limited to one machine or one brand when you work with us.

One-page app, recent bank statements. That is the whole package for deals under $400,000. B and C credit welcome. Tell us the machine and the number and we move.

Common Questions

Can I finance a 660SJ with a credit score in the low 600s?

B and C credit clears most of the time. We weigh the bank statement cash flow alongside the score. A lower score with consistent monthly deposits is a different picture than the same score with irregular revenue.

The machine I want is being sold by another contractor, not a dealer. Does that affect the deal?

No. Private-party sales are fine. We fund to the seller straight through. The machine needs to be identifiable, in working condition, and priced reasonably against market comparables.

Can I refinance a 660SJ I financed two years ago at a high rate?

Yes. Bring us the current payoff amount and three months of statements. We evaluate the machine's current value against the balance and quote you a refi structure. If the numbers work, we close it.

What happens if I want to return a leased 660SJ at the end of the term instead of buying it?

Lease structures vary. A fair-market-value lease typically gives you the option to return the machine, purchase it, or refinance the residual. A $1 buyout lease is designed for ownership at the end. We discuss which structure fits your situation before you sign.

How many months of bank statements do I actually need to provide?

Recent operating bank statements covers most deals under $400,000. For larger amounts, we may ask for additional documentation. We tell you upfront what we need.

Get Terms on JLG 660SJ Boom Lift Financing

Tell us what you are buying, who is selling it, and when you need it earning. We will review the file and point you to the next step.