Haulotte HA20 Articulating Boom Lift Financing
Financing Program
- Priced on the asset — platform height, hours, resale strength
- Application-only up to $500,000
- New, used, dealer, auction, or private party
- Numbers back the same business day
The Program
The Haulotte HA20 puts your crew at 66 feet of platform height with a working envelope that handles facade work, steel installation, and mechanical rough-in on mid-rise commercial projects. The knuckle-and-telescope combination gives you genuine up-and-over capability: you can clear a parapet, drop into a setback, or reach across an obstruction without repositioning the machine. Rough-terrain 4WD means it follows the job from the parking lot to the graded pad without a second thought.
Machines like this trade somewhere in the $70k–$120k band depending on age, hours, and spec. That puts the HA20 squarely in the range where a purchase or a lease both make sense, and where we can often move on an short-doc basis without asking for financial statements. We fund Haulotte booms from $50,000, new or used, B or C credit is fine, and most deals close inside two weeks. Tell us the machine and we will tell you what the payment looks like.
What the HA20 Actually Does on the Job
Haulotte rates the HA20 at 500 lb unrestricted platform capacity, which means a two-person crew with tools fits within spec. Platform height of 66 ft and horizontal reach in the 36-foot class give it coverage that a straight stick of equivalent height cannot match because the articulating head clears obstacles that would stop a telescopic boom cold. The 4WD rough-terrain version drives on grades up to 45 percent, important on graded commercial sites where the finished slab is weeks away.
The HA20 runs a diesel engine that meets Tier 4 Final emissions standards, so it qualifies for jobsites with restricted-idling zones in urban cores. Ground clearance and oscillating axle keep all four wheels planted on uneven terrain, which matters when you are driving a loaded platform over a ramp or curb. The machine stows to a transport height around 8 feet 6 inches, fitting under most bridge decks and into standard enclosed trailers.
- Platform height: 66 ft
- Horizontal reach: approximately 36 ft
- Unrestricted platform capacity: 500 lb
- Drive classification: rough terrain, 4WD
- Engine: Tier 4 Final diesel
- Stowed height: approximately 8 ft 6 in
The Crews That Put the HA20 to Work
The HA20 shows up most often with general contractors running mid-rise commercial builds where the exterior work spans multiple elevations and the deck configuration changes floor by floor. Facade crews laying curtain wall panels use the up-and-over reach to get a panel into a reveal without moving the machine every time the layout shifts. Electrical contractors pulling overhead distribution in warehouse shells run the HA20 because the 500 lb deck rating carries a lineman plus conduit, wire, and hardware in a single trip.
Painting and coatings contractors on commercial repaint jobs pick the HA20 because the rough-terrain drive keeps them productive while concrete is still being placed on other parts of the site. Roofing contractors use it to hoist materials and stage membrane sections on larger low-slope jobs. Equipment rental companies keep the HA20 as a core fleet unit because it rents across all these trades and the demand is predictable throughout the construction season.
How the Financing Works
Most HA20 deals we close fall somewhere in the $70k–$120k band. Under $400,000 we work on an short-doc basis: no tax returns, no profit-and-loss statements, no audited financials. Recent operating bank statements and the signed application are the typical ask. For deals with stronger documentation or higher ticket sizes, full financials can unlock better rate tiers, but they are not the default requirement.
You have four structures to choose from. A straight equipment loan gives you title from day one and the full Section 179 deduction in year one if the purchase qualifies. A boom lift lease keeps the payment lower and preserves credit lines for other uses. A boom lift sale-leaseback lets you pull cash out of an HA20 you already own, converting equity to working capital while you keep operating the machine. Refinancing an existing note into better terms is the fourth path, especially useful if rates have moved since your original purchase.
B and C credit is something we underwrite around, not around to avoid. If the business has real revenue, we can usually structure something that works. Funding time runs roughly two weeks once the deal is complete.
New HA20 or Used: How to Think About It
A new HA20 comes with the current Haulotte warranty, the latest Tier 4 Final engine package, and the ACTIV' Safety system Haulotte introduced on recent production. The payment is higher and the upfront cost is real, but depreciation is predictable and dealer support is straightforward. New makes sense when you are adding a unit to a growing rental fleet and need a consistent spec for your rate card, or when a specific jobsite owner requires delivery of a documented low-hour machine.
Used HA20 units in the 1,000- to 3,000-hour range carry significant price discounts and still have plenty of working life ahead. For a contractor adding a second machine to a crew that already knows the HA20, a well-maintained used unit at $70,000 often outperforms a new unit at $100,000 on a cash-flow basis. We finance both. Used boom lift financing follows the same short-doc process and the same one-to-two-week close as a new purchase, with lenders who understand used aerial equipment values.
Common Questions on HA20 Financing
Get the Haulotte HA20 Funded
Tell us the machine, the purchase price, and roughly where your credit profile sits. We will come back with real numbers, not a range so wide it means nothing. The Haulotte brand page covers the full model line if you are still deciding between units. If you are comparing the HA20 against other articulating boom lift options, we fund those too. One application, one close, roughly two weeks.
Common Questions
Can I finance a used HA20 I found through a private seller?
Yes. Private-party boom lift purchases are something we handle regularly. The process is essentially the same as buying from a dealer: we need the purchase price, the year and hours on the machine, and your application. We do our own collateral review on the unit and fund directly to the seller or through escrow if the transaction requires it.
Does the HA20 qualify for Section 179 expensing?
A financed equipment purchase generally does qualify for Section 179, meaning you can deduct the purchase price in the year of acquisition up to the current limit rather than depreciating it over several years. A lease structured as a $1 buyout also typically qualifies. Talk to your tax advisor about your specific situation because the deduction phases out at higher total equipment purchases in a given year.
My business is three years old but I had a rough year two. Will that disqualify me?
Not automatically. We look at the full picture: current revenue run rate, bank deposit history, the value of the collateral, and whether the business is trending the right direction. A single weak year inside an otherwise solid track record is something lenders can work around, especially when the equipment itself holds value well.
What if I already owe money on the HA20 I own?
You can refinance it. If there is equity in the machine beyond the payoff balance, a cash-out refinance lets you restructure the note and pull the excess equity as working capital. If you just want a better rate or longer term, a straight refinance accomplishes that without extracting cash. Either way, having an existing lien does not prevent a refinance.
How does the platform capacity restriction work on the HA20?
The 500 lb unrestricted rating covers most positions. At the outer edges of reach, the capacity plate specifies a lower maximum load. Lenders do not underwrite this spec directly, but it affects resale value and the machine's jobsite eligibility.

