Used Articulating Boom Lift Financing
Financing Program
- Priced on the asset — platform height, hours, resale strength
- Application-only up to $500,000
- New, used, dealer, auction, or private party
- Numbers back the same business day
The Program
The articulating boom earns its place on jobs where a straight stick cannot work: over a parapet, around a structural column, into a mechanical room with an obstruction in front of the access point. A knuckle at the upper boom lets the platform go places a telescopic simply cannot reach without repositioning. Used articulatings in the 45-foot to 80-foot class are well-represented on the market, and prices on units five to eight years old with moderate hours are often compelling enough to buy outright rather than rent season after season.
We fund pre-owned articulatings the same way we fund any used boom: $50,000 floor, short-doc to $400,000, B and C credit are both in scope, and deals close in roughly two weeks from complete documents. If you are buying a used JLG 450AJ, a Genie Z-60, or a Haulotte HA articulating, we can structure the purchase whether it is from a dealer, a rental yard, or a private seller.
Articulatings and telescopics depreciate on roughly parallel curves, but the articulating's versatility tends to keep demand stickier at the retail used-equipment level. A 60-foot telescopic is spec'd specifically for jobs that need horizontal outreach. A 60-foot articulating does that job less efficiently but can also handle close-proximity work, over-obstacle reach, and narrower ingress paths. That broader utility base means buyers do not fall away as sharply when the machine ages.
On the used market, the most active price range for articulatings falls in the $55,000 to $120,000 band, depending on height class, year, and hours. A 2017 JLG 600AJ diesel rough-terrain with 2,500 hours is a solid mid-range deal. A 2019 Genie Z-80 in similar condition pushes the upper end of that range. Both are fully fundable through our program.
One issue to watch on used articulatings is the jib condition. The articulating jib adds reach and positioning flexibility but is also a wear point on high-hour machines. The cylinder seals, the locking mechanism, and the wiring harness through the jib are worth inspecting before you close. That is your due diligence to do, not ours, but we mention it because a jib issue can affect the machine's usable capacity and ultimately its value.
Several buyer profiles show up repeatedly in our used articulating deals.
Electrical and mechanical contractors. The articulating boom is the first choice for electrical contractors running commercial interior work and for mechanical and HVAC contractors working around ductwork and structural obstructions. Both trades buy used machines because the duty cycle is steady but not brutal: three to four days a week on average, mostly slab and hard-pack surfaces, which keeps hours accumulation moderate over several years.
Building maintenance and facilities crews. Facility maintenance operators often run articulatings for light replacement work, LED retrofits, and HVAC access where the job does not justify a full telescopic. A used 45-foot or 60-foot articulating at $60,000 to $75,000 makes that work economical year-round without renting. Facilities buyers also tend to hold machines longer, so the per-year ownership cost drops significantly after the first three years.
Rental operators filling a height class gap. If a rental yard has a full stock of scissors and telescopics but a thin articulating inventory, adding one or two used articulatings fills a common customer request without the capital commitment of new iron. We have structured those deals with short two-year terms when the yard's plan is to trade up in 24 to 36 months.
A used articulating somewhere in the $70k–$100k band on a five-year term runs approximately $1,400 to $2,000 per month at current rate levels, depending on your credit profile and the advance rate we can offer on the machine. A shorter term costs more monthly but less in total. A longer term keeps the payment lower but extends your payoff timeline.
For buyers who intend to own the machine outright at term end, the dollar-buyout lease structure is worth asking about. For buyers who want the option to upgrade in three to four years without being stuck with a depreciating asset, a fair-market-value lease gives you that flexibility. We run both structures and can show you the payment and buyout difference on the same machine side by side.
If you already own an articulating boom that has equity in it, a cash-out equipment refinance can pull working capital out while keeping you in the seat. We have funded that structure for contractors who needed cash for a bid bond or materials on a new project without disrupting their equipment line-up.
You know the machine you want. Send us the year, model, hours, price, and seller information. We will have terms back in a business day or two. We fund used knuckle booms and articulatings from 40 feet to 80 feet and beyond, diesel or electric, rough-terrain or slab. Also see our new and used articulating boom financing overview or compare options with knuckle boom financing.
Common Questions
Can I finance a used articulating boom that is dual-fuel or hybrid?
Yes. Dual-fuel and hybrid articulatings are fundable the same as a straight diesel or electric. For hybrid units, we look at the battery and engine system condition as part of the overall machine evaluation. Some hybrid boom models have documented battery-cycle limitations that affect residual value, which may factor into the advance rate we can offer, but the deal is not off the table based on power type alone.
My business is less than two years old. Can I still get a used articulating financed?
Newer businesses have a narrower path but it is not closed. Under two years of operating history typically means we need more from the file: stronger bank statements, a larger down payment, or a personal guaranty from the primary owner. We also have a startup financing program that covers some of these situations. The honest answer is that it depends on the overall picture, and we are worth a conversation before you assume the answer is no.
Is a used articulating boom harder to finance than a used telescopic?
No meaningful difference from a lender's standpoint. Both are well-established asset classes with documented resale markets. The financing structure, documentation requirements, and timeline are essentially the same. The machine type does not drive the terms; the machine's condition, age, hours, and your business profile do.
What happens if I want to sell the boom before the loan term ends?
You can sell the machine before the loan is paid off, but you will need to satisfy the remaining payoff balance at closing. If the machine has appreciated or held value, the sale proceeds may cover the payoff and leave you with equity. If the machine has depreciated faster than the loan balance has amortized, you may need to bring cash to close. We can quote a payoff amount at any point in the term.
Can I include an attachment or platform accessory in the financed amount?
In some cases yes. If the attachment is part of the same purchase transaction and documented on the invoice or purchase agreement, we can often include it in the financed amount. An add-on jib extension, a pipe cradle, or a safety harness anchor system bundled with the machine purchase is the type of thing we can incorporate. Reach out with the specifics.

