65 ft Boom Lift Financing

The 65-foot class exists because curtain-wall glaziers, structural steel crews, and sign contractors kept needing five more feet of outreach than a standard 60-foot boom delivered. The Genie S-65 XC is the machine most people have in mind when they spec this height: 65 feet of platform, 60 feet of horizontal reach, and the extended capacities that come with the XC platform rating. The JLG 660SJ fills essentially the same role, with 65 feet of platform and 57 feet of up-and-over reach. Both machines trade used somewhere in the $100k–$160k band depending on year, hours, and configuration, putting them right in our core funding zone.

We finance 65-foot booms from $50,000 on up, new or used, diesel or dual-fuel, for purchase, lease, refinance, or sale-leaseback. B and C credit is considered. Short-doc up to around $400,000. Many files fund inside roughly two weeks from first contact, and many close faster.

Working height from a 65-foot platform is roughly 71 feet when you account for a standing operator. That gap between platform height and working height is where a lot of crews get their spec wrong on a bid. A job that calls for 68-foot working height needs a 62-foot platform minimum, which is why the 65-foot class gets specified ahead of a 60-foot class on taller commercial work.

The Genie S-65 XC has a 660-pound unrestricted platform capacity, which is higher than standard 65-foot units. That extra capacity comes from the XC chassis and allows two operators plus a full tool set without switching to restricted capacity mode. For crew-intensive work, this matters. The JLG 660SJ delivers 500 pounds unrestricted on a chassis that is slightly narrower in stowed configuration, which aids transport on tighter road corridors.

On rough-terrain jobs, 4WD is standard on most diesel variants at this height class. Drive on grade is typically around 45 percent, which handles most commercial site grades with room to spare. For jobsites with consistent soft soil, foam-fill tires are worth spec'ing when you order new; on a used unit, check tire condition carefully because 65-foot booms put real stress on the footprint when extended at full height.

Used 65-foot booms with under 3,000 hours trade somewhere in the $100k–$140k band from dealers. Clean single-owner machines from a rental fleet exit with 1,500 to 2,500 hours often sit in the $110,000 to $130,000 band. New units from Genie and JLG list north of $160,000 once you spec the drive configuration and fuel system you need.

Monthly payments on a financed used 65-footer depend on the term you select (24, 36, 48, or 60 months are common), your down payment, and the rate your credit profile supports. We do not publish rates here because the market changes and each deal is specific. What we can tell you is that the payment on a $120,000 used machine on a 60-month term is a number most contractors who use the boom more than a week or two per month can justify compared to monthly rental cost.

For tax timing, new and used equipment placed in service during the tax year may qualify for Section 179 deduction and bonus depreciation. The equipment loan or $1 buyout lease structure preserves ownership so you capture the deduction. Talk to your CPA about how that applies to your situation before year-end.

If you already own a 65-foot boom outright or nearly so, a sale-leaseback pulls equity out of the machine without selling it. You get cash, we hold title during the lease term, and you keep using the boom on your jobs. It is a real option when the iron is paid and the business needs liquidity for the next project.

Three stories of commercial construction is the natural home for this machine. Retail strip centers, warehouse tilt-ups with tall panels, low-rise office buildings, and hospital additions all put the 65-foot boom to use regularly. Electrical contractors working multi-story commercial run this height on switchgear installations and high-bay lighting retrofits. HVAC crews doing rooftop equipment access on three-story buildings use them for rigging and alignment work that a scissor cannot reach.

Petrochemical maintenance is another real buyer. Refineries and chemical plants with towers in the 55 to 65-foot working-height range run these booms during turnaround. The units live on-site for the duration of the turnaround, which can be six to twelve weeks, then come back to the yard. Contractors who specialize in oil, gas, and refinery work often own the boom rather than renting because rental availability during a turnaround window can be tight in refinery corridors.

Rental companies that serve commercial construction markets keep 65-foot units because they slot between the 60-foot class and the 80-foot class, covering the request spread that hits on mid-rise commercial work. Utilization on a well-placed 65-footer in a busy commercial market can run above 70 percent in peak season.

If you financed a 65-foot boom two or three years ago at a rate that was worse than today's market, refinancing is worth running the numbers on. We can pay off the existing lender and re-amortize the remaining balance over a new term. Whether that reduces your monthly payment, frees up cash flow, or both depends on the balance and where rates land on your deal.

Cash-out refinance is also an option if the machine has been paid down and carries equity. You borrow against the asset value above the existing payoff, pull the difference as cash, and continue making payments on the new balance. This is a different structure from a sale-leaseback but serves a similar cash-flow function. See our cash-out equipment refinance page for more on how that structure works.

Send us the machine details: make, model, year, hours if known, and where you're buying it. We come back the same day with a structure and a funding timeline. No drawn-out bank process, no committee review, no waiting for someone to look up what a 660SJ is. Fill out the form or call us and we'll run the deal.