125 ft Boom Lift Financing
Financing Program
- Priced on the asset — platform height, hours, resale strength
- Application-only up to $500,000
- New, used, dealer, auction, or private party
- Numbers back the same business day
The Program
The Genie S-125 delivers 125 feet of platform height and 80 feet of horizontal reach, with a gross machine weight around 52,000 pounds in the standard configuration. It is one of the largest self-propelled telescopic booms in regular commercial use. Contractors who run a machine like this are not doing it speculatively; they have identified a recurring job category that the 100-foot class cannot cover, and they need this reach to stay competitive on those bids. We fund the S-125 and comparable 125-foot machines from $50,000 on up, new or used, for purchase, lease, refinance, or sale-leaseback. B and C credit is considered. Short-doc to around $400,000; for transactions above that threshold, we work with you on the additional documentation needed.
Most used 125-foot booms trade somewhere in the $250k–$400k band, which puts many deals right at the short-doc ceiling. Clean machines with under 3,000 hours from a documented rental fleet may command the upper end of that range; higher-hour machines from private owners may come in under. Tell us the deal and we will tell you which path it follows.
Genie built the S-125 around the same chassis platform as the S-100 and S-120, which keeps parts commonality high across the fleet if you run multiple Genie large-class booms. The S-125 runs a Deutz or Cummins diesel depending on production year and configuration. Fuel consumption at full lift duty cycles is higher than mid-class machines, so fuel budgeting for extended industrial deployments is part of the ownership cost picture.
Horizontal reach of 80 feet is one of the most useful dimensions on the S-125. It means you can position the machine further from a structure than smaller booms allow, which helps when the ground directly beneath the work area is occupied or inaccessible. Bridge crews, for example, position the machine on the shoulder or an adjacent access road and reach to the deck or the understructure without setting up underneath the traffic lane.
The S-125 is a difficult machine to rent on short notice in most regions. Rental fleets carry a limited number of units at this height class, and a large construction project or an industrial turnaround can consume available fleet in a region. Contractors who are regularly bidding jobs that require this height class and losing rental availability at critical moments are the most motivated buyers, and ownership insulates them from that supply problem.
Weight and transport: 52,000 pounds requires a permit-weight lowboy, and in most states, bridge routing on county roads is required before movement. Budget mobilization for permit fees, pilot car if required, and transport time into the overall project cost. Over a machine's service life, transport is a non-trivial operating cost that owned units share across multiple projects rather than passing through on a single job as a rental delivery charge.
Industrial maintenance and turnaround contractors who work tall refinery vessels, utility structures, and large-diameter industrial stacks. Power plant outage contractors who need access to generator housings, cooling tower structures, and boiler-room exteriors above 110 feet. Oil, gas, and refinery contractors with regular tall-structure turnaround exposure are consistent buyers in this class. These are specialized niches, but the contractors in them have consistent, predictable workloads that justify owning the machine.
Large equipment rental companies that serve industrial accounts and stadium or arena construction projects keep 125-foot units. A sports venue, convention center, or atrium under construction uses these machines for work on the roof steel and upper-level curtain wall. Equipment rental companies serving general contractors on those project types need inventory at this height class to stay on the approved vendor list.
Bridge inspection contractors working on tall structures, some elevated highway interchanges, and cable-stayed bridge approaches where ground-to-deck clearance exceeds 100 feet. The 125-foot boom handles the typical grade-to-deck range on many mid-size bridge structures without requiring a crane-supported underbridge inspection unit.
For deals up to approximately $400,000: application plus recent operating bank statements is the standard package. We review within one to two business days and come back with a structure. For deals above $400,000, which includes most new S-125 purchases and some low-hour used machines, we need financial statements in addition to the bank statements. Typically this means the most recent two years of business tax returns and a recent profit-and-loss. The underwrite takes a few additional days but follows the same basic path.
Structures available: straight equipment loan (you own the machine from day one), $1 buyout lease (economically similar to a loan, different accounting treatment), operating lease (keeps the asset off your balance sheet with a market-value buyout or return option at end of term), sale-leaseback on a machine you already own, and refinance on a machine with an existing loan. The boom lift lease page covers the lease options in more detail if you are deciding between a loan and a lease structure.
For a fleet of 125-foot booms or a mix of large-class machines, an equipment line of credit pre-approves a facility that you draw from as units are acquired. Contractors with regular tall-structure turnaround work sometimes pair a 125-foot unit with a smaller 80-foot boom for a two-machine fleet; see 80-foot boom lift financing for that class. This removes the need for a separate closing on each machine and simplifies the administration when you are adding equipment on a rolling basis over 12 to 24 months.
We fund the S-125 and every other machine in the 125-foot class. Short-doc up to $400,000. Tell us the machine, the price, and the business. Three months of statements and an application is all we need to get started. Most deals close in a week to two weeks. Apply now or call the desk for a same-day conversation.
Common Questions
Can I finance a Genie S-125 that I've been renting from a rental company and want to buy?
A rent-to-own or buyout-from-rental transaction is something we can finance. The rental company gives you a purchase price, we fund that amount, and you own the machine. If you have already paid rental fees for months or years, those do not reduce the purchase price, but you move from a recurring rental cost to a fixed monthly loan or lease payment.
How does a sale-leaseback on a 125-foot boom work in practice?
We appraise the machine and buy it from you at an agreed value, typically based on current market data for that year, model, and hours. The cash goes to your account. We then lease the machine back to you under a lease agreement, and you make monthly payments. You keep using the boom on your jobs. At end of term, depending on the lease type, you may purchase it back at a residual value or at $1. Good structure when you need cash and the machine is paid off or nearly so.
Do lenders care about the certification status of a 125-foot boom?
An ANSI-compliant annual inspection is relevant to lenders as evidence the machine is in safe operating condition, but it is not a formal loan requirement in the same way title and insurance are. What matters more from a collateral standpoint is machine condition as reflected in price, hours, and dealer certification. If the machine has a recent third-party inspection report showing it is in good mechanical condition, that helps the underwrite.
What credit score do I realistically need for a 125-foot boom deal?
There is no bright-line minimum because the deal structure adjusts to the credit profile. Scores above 680 open the widest lender pool with the best terms. Scores in the 600 to 680 range are B credit, still fundable with the right structure. Scores below 600 are the C credit tier, which requires more cash flow support or a down payment to offset. We have funded operators at all of these levels.
Can I include service and maintenance costs in the financing?
In most structures, only the equipment cost and eligible soft costs (delivery, installation if applicable) can be financed. Ongoing service and maintenance is typically a cash expense. Some deals roll in an initial service kit or a one-time PM package at purchase, but recurring maintenance is not financeable in a standard equipment loan or lease.

